Get In The Driver's Seat
Michigan Educational Credit Union offers some of the best new and used auto loan rates available anywhere. You can even get pre-approved for your loan before you shop. That way you'll know how much you can afford, putting you in a better position to negotiate at the dealership.
Our auto loans feature:
- Low, fixed rates
- Terms up to 84 months
- 100% financing available
- No application fees
- Ask about our special discount for recent college/trade school graduates and active military members
- Apply at one of our branch locations
GAP insurance now available! Click here for details.
MECU also finances motorcycles, boats, RVs, personal watercraft and snowmobiles.
| Term | APR* as low as |
|---|---|
| Up to 36 Months | 5.99% |
| 48 Months | 6.49% |
| 60 Months | 6.74% |
| 72 Months | 6.99% |
| 84 Months | 7.49% |
College/Trade School Grad or Active Military Discount - 2023 and 2024 graduates and active military service members can save .25% off MECU's current auto loan rates. Payment example: $20,000 loan with a 72 month term at 6.99% APR would be $340.88/month. | |